401(k) rollovers can be costly — and irreversible. What to know before moving your money

Rollovers from 401(k)-type plans to IRAs are growing more common. Millions of people roll money from a workplace retirement plan to an individual retirement account each year — and mistakes can prove both costly and irreversible. Federal law allows for tax-free "rollovers" at various trigger points, such as a job change or upon retirement [1].

Sources

1. cnbc.com · 401(k) rollovers can be costly — and irreversible. What to know before moving your money Aug 24, 2026

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