When investors borrow against a rental, they tend to borrow big

Griffin Funding reports that investors are borrowing significantly more through HELOCs on rental properties, averaging $384,000 compared to $146,000 for homeowners. Most people who take out a home equity line of credit (HELOC) are borrowing against the house they live in, and most of them borrow a fairly modest amount. The typical draw looks like a kitchen renovation or a consolidated credit card balance [1].

Sources

1. katytimes.com · When investors borrow against a rental, they tend to borrow big Sep 4, 2026

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